Category: La Finca
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Consumers Report Higher Credit Rejection Rates, Expect Fewer Credit Applications
Households anticipate that they will be less likely to apply for at least one type of credit over the next 12 months.
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Household Debt Rose Modestly; Delinquency Rates Remain Elevated
Mortgage balances increased by $75 billion from the previous quarter and reached $12.59 trillion at the end of September.
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Artificial Intelligence Camera Captures Bird Behavior Around Solar Panels to Inform Siting and Conservation—Success Story
A team at Argonne National Laboratory set out to develop a camera system that could continuously monitor how birds behave around solar panels using artificial intelligence.
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Financial Crimes Enforcement Newtork (FinCEN) Issues Alert on Fraud Schemes Involving Deepfake Media Targeting Financial Institutions
“While GenAI holds tremendous potential as a new technology, bad actors are seeking to exploit it to defraud American businesses and consumers, to include financial institutions and their customers.”
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Las Cruces Utilities Customers Can Reduce Yearly Sewer Rate By Using Less Water Now Through February
Using less water now until your February 2025 bill will result in a lower sewer rate for the following 12 months.
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Income Growth Outpaces Household Borrowing
The authors examine debt balances scaled by income, and how this has evolved over the past twenty-five years.
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7 Nuclear Careers that Don’t Require an Engineering Degree
The majority of nuclear careers don’t require a four-year degree.
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Employment and Funding Opportunities as of November 13, 2024
If you are seeking a job or other funding opportunity, maybe take a look at what has crossed our path this week.
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A Profile of the Nation’s Veteran-Owned Businesses
Veterans owned about 5.4% or 304,823 of the nation’s 5,681,118 employer businesses with at least one paid employee in 2021, according to the U.S. Census Bureau’s 2022 Annual Business Survey (ABS).
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Consumer Financial Protection Bureau Orders Navy Federal Credit Union to Pay More Than $95 Million for Illegal Surprise Overdraft Fees
The Consumer Financial Protection Bureau (CFPB) took action against Navy Federal Credit Union for charging illegal overdraft fees.
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Who Buys Meme Stocks?
Meme stocks are a relatively new concept in investing.
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Employment and Funding Opportunities as of November 6, 2024
More than 50 job openings! As of November 6, 2024 multiple listings have been published seeking applicants for local and away jobs.
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Secure your financial future: Tools for people with disabilities
This month, wherever you are in your employment journey, get started with the toolkit on a path forward to meet your financial goals.
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Employment and Funding Opportunities as of November 1, 2024–Last Chance to be a Las Cruces Park Ranger… and many MORE
More than 50 job openings!
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Apple and Goldman Sachs Ordered to Pay Over $89 Million for Apple Card Failures
Apple and Goldman launched Apple Card despite third-party warnings to Goldman that the Apple Card disputes system was not ready due to technological issues.
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US DEPARTMENT OF LABOR FILES LAWSUIT TO RECOVER $1.87M IN BACK WAGES, DAMAGES FOR 26 WORKERS AT DRAGON KITCHEN OF JEFFERSON CITY, MISSOURI
Allowing servers to work for tips only and pay a set cash wage to cooks blatantly violates federal wage law.
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Employment and Funding Opportunities as of October 23, 2024–Finance Director Sought… and many MORE
In Las Cruces, the “Help Wanted” ads are filled with Park Rangers, Police Officers and Gas Line Inspectors.
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From nose cones to molten salts: National Solar Thermal Test Facility plays important role in multiple missions
What do steam, salt and sand have in common?
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Department of Energy Opens 2025 Technology Commercialization Fund Base CLIMR Lab Call with up to $36M in Funding for Clean Energy Innovation
Based on FY24, an estimated $30.1 to $36.8 million is expected to be available to fund projects solicited in this lab call pending FY25 appropriations and program direction.
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The Scam Landscape: Staying Safe–Fraud Prevention Class at Branigan October 23
Anyone who has been been approached with a fraudulent offer, or has been a victim of identity theft, is encouraged to attend.
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Employment and Funding Opportunities as of October 16, 2024–LCPD Increases Pay for Cadets, Officer-Trainees
LCPD Increases Pay for Cadets, Officer-Trainees
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Social Security Announces 2.5 Percent Benefit Increase for 2025
Over the last decade the COLA increase has averaged about 2.6 percent. The COLA was 3.2 percent in 2024.
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City of Las Cruces Minimum Wage Notice for 2025
According to LCMC, the Las Cruces minimum wage will increase to $12.65 per hour and the tipped wage will increase to $5.06 per hour.
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CFPB Takes Action Against Wrongful Auto Repossessions and Loan Servicing Breakdowns
Other illegal conduct detailed in the report includes lenders providing inaccurate disclosures, misapplying loan payments, and putting incorrect information on consumers’ credit reports.
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Employment and Funding Opportunities as of October 8, 2024
In Las Cruces, the “Help Wanted” ads are filled with Park Rangers, Biologists, Fire Cadets and Police Officers.
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NMSU helps NM small business with energy efficiency assessments
Energy efficiency can help small businesses in New Mexico in a variety of ways from reducing costs to increasing revenue and helping the environment.
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Employment and Funding Opportunities for the Week Ending October 3, 2024
The week ending October 3, 2024 provided numerous employment and funding opportunities.
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Justice Department Sues Visa for Monopolizing Debit Markets [Video Content]
Filed in the U.S. District Court for the Southern District of New York, the complaint alleges that Visa illegally maintains a monopoly over debit network markets by using its dominance to thwart the growth of its existing competitors and prevent others from developing new and innovative alternatives.
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Employment and Grant Opportunities for the Week Ending September 27, 2024
Dozens of employment opportunities listed, along with multiple grant applications and announcements of hiring events throughout our broader community
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Debt collectors that take advantage of surviving spouses and their vulnerabilities
Some states have enacted laws and some state courts have held that surviving spouses are not personally responsible for their deceased partners’ medical debts, and others limit the circumstances in which a surviving spouse is responsible.
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North American Transborder Freight rose 5.6% in July 2024 from July 2023–El Paso Port of Entry Second Largest by Volume
Freight between the U.S. and Mexico: $70.7 billion, up 8.2% from July 2023
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Transportation Costs Slow Inflation for First Month Since July 2023
Motor vehicle maintenance and repair and motor vehicle fees also positively contributed to inflation in August 2024 but to a lesser extent at 2.0% and 0.6%, respectively.
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NMSU Global to offer project management microlearning course
Designed to meet the growing demand for certified project managers, this online course helps professionals achieve the prestigious Project Management Professional and Certified Associate in Project Management certifications.
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Employment and Grant Opportunities for the Week Ending September 20, 2024
Dozens of employment opportunities listed, along with six grant applications and announcements of hiring events throughout our broader community
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NMSU Library to host engineering alum for author talk, book-signing event
A successful entrepreneur, businessman and graduate from New Mexico State University’s College of Engineering will share his resilient story of beating the odds with the NMSU community during this year’s author talk event at the NMSU Zuhl Library.
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Leading New Mexico Innovators Compete for $15k at Annual Adventure Pitch
The Outdoor Recreation Division is gearing up for its third annual Adventure Pitch competition, in partnership with CNM Ingenuity, at the Outdoor Economics Conference on Tuesday, September 24, in Las Cruces.