Category: La Finca
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The Most Wonderful Time of the Year for Many Businesses
Regardless of the holiday, food-sharing and family gatherings are all part of seasonal traditions.
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New Mexico draws on energy, trade to spur economy
New Mexico is the nation’s second-largest oil and gas producer (behind Texas). It is the home to cutting-edge federal research and houses a busy port of entry through which a growing volume of goods passes from Mexico, the nation’s No. 1 trade partner.
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Social Security Announces 2.5 Percent Benefit Increase for 2025
On average, Social Security retirement benefits will increase by about $50 per month starting in January.
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The Basics of Nonbank Financial Institutions
Examples of types of NBFIs include investment funds, pension funds, insurers, government-sponsored enterprises, and financial broker-dealers.
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Employment and Funding Opportunities as of December 15, 2024
Dozens of jobs, local and abroad. Funding and grant opportunities. Many windows closing soon.
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CFPB Report Details Student Borrower Harms from Servicing Failures and Program Disruptions
The report details how millions of student borrowers have received relief through new income-driven repayment plans, cancellation programs, and various adjustments and program automation processes.
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Employer strategies to end gender-based violence and harassment at work
Workplace policies are an important tool for employers because they ensure that procedures, protections and rights are clearly defined to all employees.
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Consumers Express Optimism about their Future Financial Situations; Inflation Expectations Tick Up
Households expressed more optimism about their year-ahead financial situations, while earnings and household income growth expectations both rose in November.
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Reallocating Liquidity to Resolve a Crisis
Shortly after the collapse of Silicon Valley Bank in March 2023, a consortium of eleven large U.S. financial institutions deposited $30 billion into First Republic Bank to bolster its liquidity.
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Consumer Financial Protection Bureau Orders Federal Supervision of Google Following Contested Designation
The entity can either consent to supervision or contest the notice.
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Mexico nearshoring yet to yield big investment despite global trade tensions
While Mexico has made gains, many of them stem from trade diversion rather than large-scale foreign capital relocation.
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Is AI Use Increasing Among Small Businesses?
Overall, the evidence indicates that while large businesses have been leading in AI adoption, very small businesses have also had relatively high AI use rates during much of 2023 and 2024.
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Incubators and Accelerators Awarded Over $4.5 Million from DOE to Support Clean Energy Tech Startups–NMSU Arrowhead Center Wins a Million
The EPIC program represents a strategic investment in one of our Nation’s best job creation catalysts – the incubator and accelerator community.
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Employment and Funding Opportunities as of December 4, 2024
Dozens of jobs, local and abroad. Funding and grant opportunities. Many windows closing soon.
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Why Do Banks Fail? Bank Runs Versus Solvency
The most plausible cause of the majority of failures in the history of the U.S. banking system are asset losses and deteriorating solvency.
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Employment and Funding Opportunities as of November 30, 2024
Dozens of jobs, local and abroad. Funding and grant opportunities. Many windows closing soon.
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New Mexico Mainstreet wants you to Walk the Red Carpet Downtown this Small Business Saturday
Every year, New Mexico MainStreet (NMMS) works with our partners to promote Small Business Saturday and special holiday events in MainStreet and Arts & Cultural districts through our Choose MainStreet initiative.
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X Marks the Spot: Making Missing Markets
“There is a high correlation between gaps and deficiencies, including those relating to climate, health, and economic investment.”
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Most U.S. Businesses Have Only One Owner: Women-Owned Businesses More Likely to Have Sole Owners Than Male-Owned Businesses
During the five-year period, the share of businesses with a single owner was remarkably stable, averaging 59.2%.
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US Department of Labor announces start of information collection to build ‘lost’ retirement savings online search tool
Retirement plans lose track of missing participants for a variety of reasons, including incomplete recordkeeping and workers changing jobs.
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City of Las Cruces partners with Southern New Mexico Independent Electrical Contractors to offer the Apprenticeship Program
From skills training to job placement, the program helps build a strong, resilient workforce for a brighter future.
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It’s National Apprenticeship Week–Employment and Funding Opportunities as of November 21, 2024
As of November 21, 2024 multiple listings have been published seeking applicants for local and away jobs.
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Inflation Expectations Decline Slightly; Labor Market Expectations Improve
Perceptions of credit access and expectations for future credit access both improved in October.
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Consumers Report Higher Credit Rejection Rates, Expect Fewer Credit Applications
Households anticipate that they will be less likely to apply for at least one type of credit over the next 12 months.
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Household Debt Rose Modestly; Delinquency Rates Remain Elevated
Mortgage balances increased by $75 billion from the previous quarter and reached $12.59 trillion at the end of September.
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Artificial Intelligence Camera Captures Bird Behavior Around Solar Panels to Inform Siting and Conservation—Success Story
A team at Argonne National Laboratory set out to develop a camera system that could continuously monitor how birds behave around solar panels using artificial intelligence.
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Financial Crimes Enforcement Newtork (FinCEN) Issues Alert on Fraud Schemes Involving Deepfake Media Targeting Financial Institutions
“While GenAI holds tremendous potential as a new technology, bad actors are seeking to exploit it to defraud American businesses and consumers, to include financial institutions and their customers.”
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Las Cruces Utilities Customers Can Reduce Yearly Sewer Rate By Using Less Water Now Through February
Using less water now until your February 2025 bill will result in a lower sewer rate for the following 12 months.
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Income Growth Outpaces Household Borrowing
The authors examine debt balances scaled by income, and how this has evolved over the past twenty-five years.
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7 Nuclear Careers that Don’t Require an Engineering Degree
The majority of nuclear careers don’t require a four-year degree.
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Employment and Funding Opportunities as of November 13, 2024
If you are seeking a job or other funding opportunity, maybe take a look at what has crossed our path this week.
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A Profile of the Nation’s Veteran-Owned Businesses
Veterans owned about 5.4% or 304,823 of the nation’s 5,681,118 employer businesses with at least one paid employee in 2021, according to the U.S. Census Bureau’s 2022 Annual Business Survey (ABS).
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Consumer Financial Protection Bureau Orders Navy Federal Credit Union to Pay More Than $95 Million for Illegal Surprise Overdraft Fees
The Consumer Financial Protection Bureau (CFPB) took action against Navy Federal Credit Union for charging illegal overdraft fees.
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Who Buys Meme Stocks?
Meme stocks are a relatively new concept in investing.
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Employment and Funding Opportunities as of November 6, 2024
More than 50 job openings! As of November 6, 2024 multiple listings have been published seeking applicants for local and away jobs.
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Secure your financial future: Tools for people with disabilities
This month, wherever you are in your employment journey, get started with the toolkit on a path forward to meet your financial goals.