Category: La Finca

When borrowers default on their federal student loans, the U.S. Department of Education (ED) can collect the debt. It can use forced collections, including tax refund and Social Security benefit offsets, and wage garnishment.

Today, the Consumer Financial Protection Bureau (CFPB) sued Experian, the nationwide consumer reporting agency, for unlawfully failing to properly investigate consumer disputes.

Take some time to review the privacy settings on your social media platforms and limit the amount of personal information you share publicly.

The agency’s final rule on overdraft fees applies to the banks and credit unions with more than $10 billion in assets that dominate the U.S. market.

The CFPB found that Performant delayed borrowers’ loan rehabilitation processes, generating fees for itself and costing individual borrowers thousands of dollars.

The CFPB sued Climb Credit for offering loans for educational programs that often were not vetted for quality and job placement success or that failed the vetting, despite Climb Credit making representations to the contrary.

The Consumer Financial Protection Bureau (CFPB) is distributing $1.8 billion to 4.3 million consumers charged illegal advance fees or subjected to allegedly deceptive bait-and-switch advertising by a group of credit repair companies including Lexington Law and CreditRepair.com.

The Justice Department, together with the Federal Trade Commission (FTC), today announced a civil enforcement action against Dave Inc. (Dave) and its co-founder, President, Chief Executive Officer and Chairman of the Board of Directors, Jason Wilk, for alleged violations of the FTC Act and the Restore Online Shoppers’ Confidence Act (ROSCA).

This webinar is designed for frontline service providers and program managers who want to know more about free filing options for the people they serve.

If the topic of Social Security comes up during a holiday get-together, we’ve put together 5 basic messages you can share with your loved ones.

U.S. District Judge Dolly M. Gee for the Central District of California found that there is a reasonable basis for believing that U.S. taxpayers who were paid by JustAnswer to answer questions as experts may have failed to comply with federal tax laws.

Regardless of the holiday, food-sharing and family gatherings are all part of seasonal traditions.

“There is a high correlation between gaps and deficiencies, including those relating to climate, health, and economic investment.”

Perceptions of credit access and expectations for future credit access both improved in October.

Households anticipate that they will be less likely to apply for at least one type of credit over the next 12 months.

Mortgage balances increased by $75 billion from the previous quarter and reached $12.59 trillion at the end of September.

A team at Argonne National Laboratory set out to develop a camera system that could continuously monitor how birds behave around solar panels using artificial intelligence.

Apple and Goldman launched Apple Card despite third-party warnings to Goldman that the Apple Card disputes system was not ready due to technological issues.

In the week ending August 17, the advance figure for seasonally adjusted initial claims was 232,000, an increase of 4,000 from the previous week’s revised level.

A driver can easily get more miles from an hour of level 2 charging while their light-duty EV is parked and plugged into a charger than the average person drives in a day.

Wealth management professionals like New Mexico State University alumnus CJ Dennis devote their careers to helping others preserve and grow their finances.

The Federal Reserve System is the central bank of the United States. Its key entities are the Board of Governors, which is an independent federal government agency, 12 regional Federal Reserve Banks, and the Federal Open Market Committee (FOMC).

Blockchain-based systems are run by a decentralized network of participants and are designed to be censorship-resistant.

Over the course of the past week, Las Cruces Digest received dozens of announcements of open positions, and employers hoping to fill them. To be sure, these are not all local jobs; however, these employers are casting a wide net in hopes of finding help. A Las Cruces Digest Report Disclaimer: The following links and…

DOE’s new Good Jobs in Clean Energy Prize will award over $3 million to new or existing place-based coalitions focused on creating accessible, good-paying jobs in clean energy.

In the week ending August 10, the advance figure for seasonally adjusted initial claims was 227,000, a decrease of 7,000 from the previous week’s revised level.

Join the FREE 6-part financial literacy program to learn the basics of finances through a range of class topics.

Nationally, the advance seasonally adjusted insured unemployment rate was 1.2 percent for the week ending July 27, unchanged from the previous week’s unrevised rate.

Over the course of the past week, Las Cruces Digest received dozens of announcements of open positions, and employers hoping to fill them. To be sure, these are not all local jobs; however, these employers are casting a wide net in hopes of finding help.

This release also includes business owners’ urban and rural classification, receipt size of firm, legal form of organization (e.g., sole proprietorships and partnerships), and for the first time, tabulation of nonemployer business data by county.

Entrepreneurship is an extremely important driver of economic growth and wealth creation. However, entrepreneurship opportunities may be significantly different in a globally interconnected economy relative to the past.

Has labor demand changed since the COVID-19 pandemic? The authors leverage detailed data on the universe of U.S. online job listings to study the dynamics of labor demand pre- and post-COVID.

Decentralized finance, or DeFi, is a rapidly growing ecosystem of financial applications built on blockchain technology, primarily on the Ethereum network.