On September 30, 2025, FinCEN announced a postponement of the reporting requirements of the reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) until March 1, 2026.
Source: Department of Treasury Financial Crimes Enforcement Network
Photo of Burgler Proof Vault: Courtesy Treasury Department
Today (October 9, 2025), the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) announced the renewal of its Geographic Targeting Orders (GTOs) that require U.S. title insurance companies to identify the natural persons behind shell companies used in non-financed purchases of residential real estate. The GTOs are effective beginning October 10, 2025.
On September 30, 2025, FinCEN announced a postponement of the reporting requirements of the reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) until March 1, 2026. In light of the RRE Rule’s reporting requirements, the residential real estate GTOs will expire on February 28, 2026, with the GTOs continuing to provide valuable data on the purchase of residential real estate by persons possibly involved in various illicit enterprises.
News Release: https://www.fincen.gov/news/news-releases/fincen-renews-residential-real-estate-geographic-targeting-orders-0
Copy of the Order: https://www.fincen.gov/system/files/2025-10/RRE-GTO-Order.pdf
Frequently Asked Questions: https://www.fincen.gov/system/files/2025-10/RRE-GTO-FAQs.pdf